Local market snapshot: Palm Beach County
| Median home value | $447,300Palm Beach County · Source: U.S. Census Bureau |
|---|---|
| Median gross rent | $1,916/moPalm Beach County · Source: U.S. Census Bureau |
| Effective property tax rate | 0.83% (approx.)Palm Beach County, effective rate (approx.) · Source: SmartAsset, Florida Property Tax Calculator |
Homeowners insurance: High home values push premiums well above state norms, especially near the coast. Flood zones follow the Intracoastal, and luxury buyers should budget insurance as a major line item.
Figures are the most local reliable public data available (city, then county, then statewide), each labeled above. They are context for your payment estimate, not a quote, run your scenario through our payment calculator.
Cities in Palm Beach County
- West Palm Beach
- Boca Raton
- Delray Beach
- Boynton Beach
- Jupiter
- Wellington
- Palm Beach Gardens
- Greenacres
- Royal Palm Beach
- Lake Worth Beach
Popular programs here
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Fix and Flip Loans
A fix and flip loan is short-term (usually 12–18 months), interest-only financing that covers most of a distressed property’s purchase price and up to 100% of renovation costs, repaid when you sell or refinance.
Bank Statement Loans
A bank statement loan is a non-QM mortgage that calculates self-employed income from 12 or 24 months of personal or business bank deposits instead of tax returns.
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
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FAQ
What should borrowers know about Palm Beach County?
Property taxes in Palm Beach County are assessed by the county and escrowed into your monthly payment, so the county tax bill directly affects what you qualify for. We arrange home loans and investor loans for properties throughout Palm Beach County.
Which cities are in Palm Beach County?
Cities we cover in Palm Beach County include West Palm Beach, Boca Raton, Delray Beach, Boynton Beach, Jupiter, Wellington, Palm Beach Gardens, Greenacres, Royal Palm Beach, Lake Worth Beach.