How this calculator works
Cash-on-cash = annual pre-tax cash flow ÷ total cash invested. Unlike cap rate, it reflects your financing, so leverage shows up in the number.
Loans this applies to
Investment property
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
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Investment propertyInvestment Property Loans
An investment property loan finances a 1-4 unit rental you do not live in.
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FAQ
Is the Cash-on-Cash Return Calculator free?
Yes. It is free, needs no sign-up and does not check your credit.
How accurate is the Cash-on-Cash Return Calculator?
It uses the same formulas lenders use, but results are estimates. Your actual terms come from your Loan Estimate or term sheet.
Estimates only, for educational use. Not a loan offer or commitment to lend.