How this calculator works
The loan is the lower of the LTC-based amount and the ARV cap. Interest is estimated on the full loan for the holding period (draws make the real number a little lower).
Loans this applies to
Fix and Flip Loans
A fix and flip loan is short-term (usually 12–18 months), interest-only financing that covers most of a distressed property’s purchase price and up to 100% of renovation costs, repaid when you sell or refinance.
Hard Money Loans
A hard money loan is a short-term investment-property loan from a private lender that approves mainly on the property’s value and the deal, not your income or credit history.
Bridge Loans
A bridge loan is short-term (usually 6–24 months) investor financing secured by real estate that “bridges” you from a purchase to a sale or long-term refinance.
FAQ
Is the Fix and Flip Profit Calculator free?
Yes. It is free, needs no sign-up and does not check your credit.
How accurate is the Fix and Flip Profit Calculator?
It uses the same formulas lenders use, but results are estimates. Your actual terms come from your Loan Estimate or term sheet.
Estimates only, for educational use. Not a loan offer or commitment to lend.