How this calculator works
Typical lender, title and third-party fees run about 2–3% before state taxes and prepaids. Your Loan Estimate is the real number.
Loans this applies to
Home loan
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
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Home loanFirst-Time Homebuyer Loans
First-time homebuyer loans are mortgage options with low down payments, typically 3% conventional, 3.5% FHA or $0 VA, often paired with state or local down payment assistance.
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FAQ
Is the Closing Cost Calculator free?
Yes. It is free, needs no sign-up and does not check your credit.
How accurate is the Closing Cost Calculator?
It uses the same formulas lenders use, but results are estimates. Your actual terms come from your Loan Estimate or term sheet.
Estimates only, for educational use. Not a loan offer or commitment to lend.