Mortgage calculators
Free calculators for homebuyers, homeowners and investors. No sign-up and no credit check. Each one explains the formula it uses.
Loan Finder Quiz
Find your loan in 60 seconds
DSCR Calculator
Will the rent qualify the loan?
Bank Statement Income Calculator
Turn deposits into qualifying income
Fix and Flip Profit Calculator
Profit, cash needed and max offer
BRRRR Calculator
Cash left in the deal after refinance
Mortgage Payment Calculator
Full monthly payment, PITI
Home Affordability Calculator
How much house can you afford?
Refinance Break-Even Calculator
When does a refinance pay off?
Cash-Out Refinance Calculator
How much equity can you pull?
Rent vs Buy Calculator
Is buying cheaper than renting?
Closing Cost Calculator
Estimate cash to close by state
Lender-Paid vs Borrower-Paid Calculator
Pay the broker or pay the rate?
Amortization Schedule Calculator
Month-by-month payoff breakdown
Extra Payment Calculator
How extra payments shorten your loan
Points & Buydown Calculator
Is buying down the rate worth it?
PMI Calculator
Private mortgage insurance cost & drop-off
FHA Mortgage Insurance Calculator
FHA upfront + monthly MIP
VA Funding Fee Calculator
VA funding fee by service & down payment
DTI Calculator
Your debt-to-income ratio
LTV Calculator
Loan-to-value and equity
Cap Rate Calculator
Capitalization rate for rentals
Cash-on-Cash Return Calculator
Return on your actual cash in
Rental ROI Calculator
Full return: cash flow + equity + appreciation
HELOC Calculator
How much can you draw? What does it cost?
Property Tax Estimator
Yearly tax by price and rate
See what you qualify for
It takes about two minutes and does not affect your credit score. A licensed loan officer reviews every request.