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Every major section of Instant Money Mortgage, organized the way a borrower thinks.
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Loan programs
- DSCR Loans
- DSCR Cash-Out Refinance
- Short-Term Rental (Airbnb) DSCR Loans
- Fix and Flip Loans
- Bridge Loans
- Hard Money Loans
- Ground-Up Construction Loans
- Portfolio & Blanket Loans
- Foreign National Loans
- Bank Statement Loans
- P&L-Only Loans
- 1099 Loans
- Asset Depletion Loans
- ITIN Loans
- Non-QM Loans
- Conventional Loans
- FHA Loans
- VA Loans
- Jumbo Loans
- First-Time Homebuyer Loans
- Cash-Out Refinance
- Rate-and-Term Refinance
- USDA Loans
- FHA 203(k) Renovation Loans
- Condo Loans
- Second Home Loans
- Multifamily Loans (5+ Units)
- 1031 Exchange Loans
- HELOCs & Home Equity Loans
- Interest-Only Mortgages
- VA IRRRL (Streamline Refinance)
- FHA Streamline Refinance
- Investment Property Loans
- VA Loan Eligibility Requirements
- VA Purchase Loans
- VA Cash-Out Refinance
- VA Refinance Options Compared
- Reverse Mortgages (HECM)
- Manufactured & Mobile Home Loans
- Land & Lot Loans
- One-Time-Close Construction Loans
- Fannie Mae HomeStyle Renovation Loans
- 2-1 Rate Buydown Loans
- 80/10/10 Piggyback Loans
- Assumable Mortgages
- Energy-Efficient Mortgages (EEM)
- Physician Loans
- WVOE Loans (Written Verification of Employment)
- No-Ratio DSCR Loans
- 40-Year Mortgage Loans
- Mixed-Use Property Loans
- Rental Portfolio Refinances
- Gap & Transactional Funding
- Buy-Before-You-Sell Bridge Loans
- HUD Good Neighbor Next Door
- Townhouse Loans
- Duplex Loans
- Triplex Loans
- Fourplex Loans
- Mobile Home Loans
- Land Loans
- Short-Term Rental Loans
- 3% Down Payment Loans
- No Money Down / Zero-Down Mortgages
- 10% Down Investment Property Strategies
- FHA Loan Requirements
- Conventional Loan Requirements
- VA Loan Requirements
- Jumbo Loan Requirements
- DSCR Loan Requirements
- Bank Statement Loan Requirements
- First-Time Homebuyer Requirements
- Investment Property Loan Requirements
- FHA 203(k) Requirements
- HELOC Requirements
- ITIN Loan Requirements
- Construction Loan Requirements
- Choosing an FHA Lender
- Choosing a VA Lender
- Choosing a Jumbo Lender
- Choosing a DSCR Lender
- Choosing a Bank Statement Lender
- Choosing a First-Time Buyer Lender
- Choosing an Investment Property Lender
- Choosing a Hard Money Lender
- Florida Homeowners Insurance & Mortgages
- Florida Wind & Hurricane Insurance
- Florida Flood Insurance & Mortgages
- HOA Guide for Homebuyers
- Mortgage Insurance Guide: PMI, MIP, VA & USDA Fees
- Credit Improvement Guide for Mortgage Applicants
- Property Tax Guide for Homebuyers
VA home loan hub
Borrower types
- Self-Employed Borrowers
- Real Estate Investors
- First-Time Investors
- House Flippers
- Airbnb & Vacation Rental Hosts
- Veterans & Military
- First-Time Homebuyers
- Borrowers With Lower Credit
- After Bankruptcy or Foreclosure
- Retirees
- International Buyers
- ITIN Borrowers
- Gig & 1099 Workers
- Doctors & Professionals
- Condo Buyers
- BRRRR Investors
- Multifamily Investors
- Second Home Buyers
- Nurses & Healthcare Workers
- Going Through Divorce
- Teachers & Educators
- Police Officers & Firefighters
- Truck Drivers & Owner-Operators
- Real Estate Agents & Commission Earners
- Retirees on Social Security & Disability Income
- Seasonal Workers
- New Job Offer & Offer-Letter Loans
- Thin-File Borrowers (No Credit Score)
- After a Short Sale
- Green Card Holders
- Single Parents
- Multigenerational Families
- Buying With Friends (Co-Borrowing)
- Inherited Homes
- Relocating for Work
- Buying Before Selling
- High-Net-Worth Borrowers
Free calculators & tools
- Loan Finder Quiz
- DSCR Calculator
- Bank Statement Income Calculator
- Fix and Flip Profit Calculator
- BRRRR Calculator
- Mortgage Payment Calculator
- Home Affordability Calculator
- Refinance Break-Even Calculator
- Cash-Out Refinance Calculator
- Rent vs Buy Calculator
- Closing Cost Calculator
- Lender-Paid vs Borrower-Paid Calculator
- Amortization Schedule Calculator
- Extra Payment Calculator
- Points & Buydown Calculator
- PMI Calculator
- FHA Mortgage Insurance Calculator
- VA Funding Fee Calculator
- DTI Calculator
- LTV Calculator
- Cap Rate Calculator
- Cash-on-Cash Return Calculator
- Rental ROI Calculator
- HELOC Calculator
- Property Tax Estimator
Where we lend
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Popular cities
Help center topics
Compare loans
- DSCR Loan vs Conventional Investment Loan
- Bank Statement Loan vs Conventional Loan
- FHA Loan vs Conventional Loan
- VA Loan vs FHA Loan
- Fix and Flip Loan vs Hard Money Loan
- Bridge Loan vs HELOC
- Cash-Out Refinance vs HELOC
- DSCR Loan vs Bank Statement Loan
- Lender-Paid Compensation vs Borrower-Paid Compensation
- Fixed-Rate Mortgage vs Adjustable-Rate Mortgage
- DSCR Loans vs Hard Money Loans
- Bank Statement Loans vs Conventional Loans
- Fix and Flip Loans vs HELOC for Renovations
- Cash-Out Refinance vs HELOC for Investors
- FHA Loan vs Conventional Loan
- 15-Year Mortgage vs 30-Year Mortgage
- Buying a Rental with Cash vs Financing a Rental Property
- Local Mortgage Broker vs Rocket Mortgage
- USDA Loan vs FHA Loan
- HELOC vs Home Equity Loan
- DSCR Loan vs Hard Money Loan
- 15-Year Mortgage vs 30-Year Mortgage
- Second Home Loan vs Investment Property Loan
- Warrantable Condo vs Non-Warrantable Condo
- Mortgage broker vs bank
- Mortgage broker vs online lender
- Local broker vs big bank