Side by side
| Warrantable Condo | Non-Warrantable Condo | |
|---|---|---|
| Down payment | From 3–5% | Typically 20–25% |
| Loan types | Conventional, FHA, VA | Non-QM, DSCR, portfolio |
| Rate | Lower | Higher |
Figures are typical market ranges as of October 2026. Actual terms depend on the lender, your credit, the property and the program, and are confirmed on your Loan Estimate or term sheet.
Explore each option
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