VA home loans
Zero down payment, no monthly mortgage insurance, and the fastest refinance in the business. Start with the guide that matches your mission.
VA Loans
A VA loan is a mortgage guaranteed by the Department of Veterans Affairs that lets eligible veterans, active-duty service members and certain surviving spouses buy with no down payment and no monthly mortgage insurance.
Read the guide ›VA Loan Eligibility Requirements
VA loan eligibility covers veterans, active-duty service members, many Guard and Reserve members, and certain surviving spouses.
Read the guide ›VA Purchase Loans
A VA purchase loan lets eligible borrowers buy a primary home with no down payment and no monthly mortgage insurance.
Read the guide ›VA IRRRL (Streamline Refinance)
A VA IRRRL (Interest Rate Reduction Refinance Loan) replaces an existing VA loan with a new VA loan at a lower rate or more stable terms, usually with limited documentation and often no appraisal.
Read the guide ›VA Cash-Out Refinance
A VA cash-out refinance replaces your current mortgage (VA or not) with a new VA loan and pays you the difference in cash, commonly up to 100% of the home value for eligible borrowers..
Read the guide ›VA Refinance Options Compared
VA borrowers generally choose between the IRRRL streamline (lower rate, limited paperwork, no cash out) and VA cash-out refinance (take equity, more documentation).
Read the guide ›VA loans are guaranteed by the U.S. Department of Veterans Affairs. We are a mortgage broker, not affiliated with the VA. VA.gov home loans.
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