How much down payment do you need?
Less than you think. From zero-down programs to strategic 10%-down investor structures, here is what each path costs and who it fits.
3% Down Payment Loans
A 3% down mortgage lets you buy a home with three cents on every dollar as your down payment, offered through our lender network where available.
Read the guide ›No Money Down / Zero-Down Mortgages
A zero-down mortgage finances 100% of the purchase price, offered through our lender network where available.
Read the guide ›10% Down Investment Property Strategies
Standard investment-property loans want 15–25% down, but several legitimate structures get you into an income property with around 10% out of pocket, offered through our lender network where available.
Read the guide ›Down payment assistance
State programs that cover your down payment and closing costs.
See programs ›See what you qualify for
It takes about two minutes and does not affect your credit score. A licensed loan officer reviews every request.