Where it mattersHome loanRate-and-Term RefinanceA rate-and-term refinance replaces your mortgage with a new one to change the rate, the term or the loan type, without taking cash out.Learn more ›Related terms1031 ExchangeAmortizationAppraisalAPR (Annual Percentage Rate)ARM (Adjustable-Rate Mortgage)ARV (After-Repair Value)Asset DepletionAssumable MortgageBalloon PaymentBank Statement LoanBlanket LoanBRRRRCap RateCash to Close