Housing character
Clearwater Beach is the Tampa Bay area’s resort island: white-sand beaches consistently ranked among America’s best, a dense corridor of hotels, condos and vacation rentals connected by the Memorial Causeway. Almost all housing is condominiums or resort product.
Price character
The top of the Pinellas market, with beachfront condos at resort premiums.
Zip codes
- 33767
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Clearwater Beach known for?
Clearwater Beach is the Tampa Bay area’s resort island: white-sand beaches consistently ranked among America’s best, a dense corridor of hotels, condos and vacation rentals connected by the Memorial Causeway. Almost all housing is condominiums or resort product.
Who buys in Clearwater Beach?
Second-home buyers, retirees and short-term-rental investors dominate. The STR market is the economic engine, so buyers must confirm city rental rules and condo-project rental policies before underwriting income, and insurance costs are significant.
What do homes cost in Clearwater Beach?
The top of the Pinellas market, with beachfront condos at resort premiums. Get a quote based on the actual property, every block prices differently.