Housing character
Downtown Delray runs along Atlantic Avenue: a walkable strip of restaurants, galleries and shops backed by 1920s-1950s cottages, beach bungalows and newer townhomes. East of the avenue, the beach neighborhoods add upscale single-family homes and condos within reach of the sand.
Price character
Upper-middle market for Palm Beach County, with east-of-Federal properties priced at a clear premium.
Zip codes
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Downtown Delray / Atlantic Ave known for?
Downtown Delray runs along Atlantic Avenue: a walkable strip of restaurants, galleries and shops backed by 1920s-1950s cottages, beach bungalows and newer townhomes. East of the avenue, the beach neighborhoods add upscale single-family homes and condos within reach of the sand.
Who buys in Downtown Delray / Atlantic Ave?
Lifestyle buyers, young professionals and retirees buy for the walkability and the beach. Second-home buyers take the condos and cottages, and investors work the short-term rental demand the avenue’s tourism creates.
What do homes cost in Downtown Delray / Atlantic Ave?
Upper-middle market for Palm Beach County, with east-of-Federal properties priced at a clear premium. Get a quote based on the actual property, every block prices differently.