Housing character
Downtown Fort Lauderdale centers on the New River, with high-rise residential towers, the Broward Center for the Performing Arts and the Las Olas Riverfront. The 2010s and 2020s added thousands of rental units and condos, making it the county’s densest urban market.
Price character
Mid-to-upper market for Fort Lauderdale, with river-view towers at the top of the downtown segment.
Zip codes
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Downtown Fort Lauderdale known for?
Downtown Fort Lauderdale centers on the New River, with high-rise residential towers, the Broward Center for the Performing Arts and the Las Olas Riverfront. The 2010s and 2020s added thousands of rental units and condos, making it the county’s densest urban market.
Who buys in Downtown Fort Lauderdale?
Young professionals, empty nesters and investors buy downtown for the walkability and the riverfront lifestyle. It is a condo and high-rise market where HOA financials, rental restrictions and investor concentration drive lending decisions.
What do homes cost in Downtown Fort Lauderdale?
Mid-to-upper market for Fort Lauderdale, with river-view towers at the top of the downtown segment. Get a quote based on the actual property, every block prices differently.