Housing character
Downtown St. Petersburg is the Tampa Bay area’s cultural core: the waterfront park system, the Dali Museum and the Pier anchoring a dense district of condo towers, historic bungalows in the Old Northeast and a thriving Central Avenue arts scene. It draws buyers from across the bay.
Price character
Above the metro median, with waterfront condos and Old Northeast historic homes at the city’s top.
Zip codes
- 33701
- 33705
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Downtown St. Petersburg known for?
Downtown St. Petersburg is the Tampa Bay area’s cultural core: the waterfront park system, the Dali Museum and the Pier anchoring a dense district of condo towers, historic bungalows in the Old Northeast and a thriving Central Avenue arts scene. It draws buyers from across the bay.
Who buys in Downtown St. Petersburg?
Young professionals, retirees and second-home buyers choose downtown for the lifestyle and the waterfront. Condo-project approval governs the tower transactions, and the bungalow districts suit renovation-minded buyers.
What do homes cost in Downtown St. Petersburg?
Above the metro median, with waterfront condos and Old Northeast historic homes at the city’s top. Get a quote based on the actual property, every block prices differently.