Housing character
Dr. Phillips is southwest Orlando’s affluent lakefront suburb: guard-gated communities, golf courses and chain-of-lakes estates between Universal and Disney. It grew on citrus groves into one of the metro’s prestige addresses, with Restaurant Row on Sand Lake Road as its commercial spine.
Price character
The upper tier of the Orlando metro, with lakefront estates at the region’s highest levels.
Zip codes
- 32819
- 32836
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Dr. Phillips known for?
Dr. Phillips is southwest Orlando’s affluent lakefront suburb: guard-gated communities, golf courses and chain-of-lakes estates between Universal and Disney. It grew on citrus groves into one of the metro’s prestige addresses, with Restaurant Row on Sand Lake Road as its commercial spine.
Who buys in Dr. Phillips?
Executives, luxury buyers and second-home owners buy here for the lakes, the schools and the theme-park proximity. It is a jumbo-heavy market, and buyers should underwrite insurance carefully on lakefront and older homes.
What do homes cost in Dr. Phillips?
The upper tier of the Orlando metro, with lakefront estates at the region’s highest levels. Get a quote based on the actual property, every block prices differently.