Housing character
Golden Beach is a one-mile private beachfront town of estate homes with its own police force and guarded entries. Every property sits on the sand or within a block of it, and the town’s strict codes keep the streetscape uniform and meticulously maintained.
Price character
The absolute top tier of the Miami-Dade market, among the priciest single-family enclaves in South Florida.
Zip codes
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Golden Beach known for?
Golden Beach is a one-mile private beachfront town of estate homes with its own police force and guarded entries. Every property sits on the sand or within a block of it, and the town’s strict codes keep the streetscape uniform and meticulously maintained.
Who buys in Golden Beach?
Ultra-high-net-worth buyers, celebrities and legacy families buy here for privacy and direct beachfront. Transactions are cash and jumbo-heavy, with complex appraisals and significant insurance costs part of every deal.
What do homes cost in Golden Beach?
The absolute top tier of the Miami-Dade market, among the priciest single-family enclaves in South Florida. Get a quote based on the actual property, every block prices differently.