Housing character
Harbor Beach is Fort Lauderdale’s premier oceanfront enclave, a guard-gated peninsula of estate homes with direct beach access and deep-water dockage on both the Intracoastal and the Atlantic. Streets like Harbor Beach Boulevard hold some of Broward County’s most significant waterfront properties, with a private beach club serving residents.
Price character
The top tier of the Fort Lauderdale market, among the priciest single-family enclaves in Broward County.
Zip codes
- 33316
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Harbor Beach known for?
Harbor Beach is Fort Lauderdale’s premier oceanfront enclave, a guard-gated peninsula of estate homes with direct beach access and deep-water dockage on both the Intracoastal and the Atlantic. Streets like Harbor Beach Boulevard hold some of Broward County’s most significant waterfront properties, with a private beach club serving residents.
Who buys in Harbor Beach?
Ultra-high-net-worth buyers, executives and legacy families buy here for the privacy, the beachfront and the boating. Transactions are cash and jumbo-heavy, with complex waterfront appraisals and substantial wind-insurance costs shaping every deal.
What do homes cost in Harbor Beach?
The top tier of the Fort Lauderdale market, among the priciest single-family enclaves in Broward County. Get a quote based on the actual property, every block prices differently.