Housing character
Mid-Beach runs from 23rd to 63rd Streets as Miami Beach’s residential middle ground: 1950s MiMo hotels and apartment buildings, newer condo towers like the Faena District, and quiet single-family streets west of Collins. It balances beach access with a calmer pace than South Beach.
Price character
Upper-middle to luxury for Miami Beach, with new beachfront towers at the segment’s top end.
Zip codes
- 33140
- 33141
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Mid-Beach known for?
Mid-Beach runs from 23rd to 63rd Streets as Miami Beach’s residential middle ground: 1950s MiMo hotels and apartment buildings, newer condo towers like the Faena District, and quiet single-family streets west of Collins. It balances beach access with a calmer pace than South Beach.
Who buys in Mid-Beach?
Second-home buyers, retirees and investors choose Mid-Beach for the beachfront at a discount to SoFi. Short-term-rental investors must verify building and city rules carefully, as regulations are strict and heavily enforced.
What do homes cost in Mid-Beach?
Upper-middle to luxury for Miami Beach, with new beachfront towers at the segment’s top end. Get a quote based on the actual property, every block prices differently.