Housing character
Midtown sits between downtown and the museum district as a dense corridor of mid-rise apartment buildings, newer townhomes and ground-floor retail. It was largely redeveloped in the 2000s and 2010s, so the housing stock skews new, with light-rail access running through its core.
Price character
Mid-market for inner-loop Houston, with new-construction premiums on the townhome product.
Zip codes
- 77002
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Midtown known for?
Midtown sits between downtown and the museum district as a dense corridor of mid-rise apartment buildings, newer townhomes and ground-floor retail. It was largely redeveloped in the 2000s and 2010s, so the housing stock skews new, with light-rail access running through its core.
Who buys in Midtown?
Young renters and first-time buyers dominate, drawn by the nightlife and the commute to downtown and the Texas Medical Center. It is primarily a rental market, so investors underwrite occupancy and turnover against the area’s large apartment supply.
What do homes cost in Midtown?
Mid-market for inner-loop Houston, with new-construction premiums on the townhome product. Get a quote based on the actual property, every block prices differently.