Housing character
Orange Park is Clay County’s historic river town turned suburb: a 19th-century grid near the St. Johns, 1970s to 1990s subdivisions inland and the Orange Park Mall corridor. It offers river-town character with suburban convenience.
Price character
Below the metro median for comparable homes, a value market on the metro’s west side.
Zip codes
- 32073
- 32065
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Orange Park known for?
Orange Park is Clay County’s historic river town turned suburb: a 19th-century grid near the St. Johns, 1970s to 1990s subdivisions inland and the Orange Park Mall corridor. It offers river-town character with suburban convenience.
Who buys in Orange Park?
First-time buyers, families and military buyers choose Orange Park for value and the commute to the naval bases. It is an FHA and VA-friendly market, and investors work the workforce rental demand.
What do homes cost in Orange Park?
Below the metro median for comparable homes, a value market on the metro’s west side. Get a quote based on the actual property, every block prices differently.