Housing character
South Beach’s South of Fifth (SoFi) district holds the city’s most exclusive residential enclave: luxury condo towers, bayfront estates and quiet residential streets below 5th Street, steps from South Pointe Park. The Art Deco historic district to the north adds architectural character unmatched anywhere in Florida.
Price character
The top tier of the Miami Beach market, among the priciest condo and waterfront segments in South Florida.
Zip codes
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is South Beach (SoFi) known for?
South Beach’s South of Fifth (SoFi) district holds the city’s most exclusive residential enclave: luxury condo towers, bayfront estates and quiet residential streets below 5th Street, steps from South Pointe Park. The Art Deco historic district to the north adds architectural character unmatched anywhere in Florida.
Who buys in South Beach (SoFi)?
High-net-worth buyers, celebrities and international investors dominate SoFi, drawn by the beachfront luxury and the global brand. Transactions skew cash and jumbo, and condo milestone inspections plus HOA reserves are central to every deal.
What do homes cost in South Beach (SoFi)?
The top tier of the Miami Beach market, among the priciest condo and waterfront segments in South Florida. Get a quote based on the actual property, every block prices differently.