Housing character
South Tampa is the peninsula south of downtown: established neighborhoods of 1950s ranch homes, newer infill and waterfront estates along Tampa Bay, plus the SoHo and Palma Ceia retail districts. It is the metro’s most established affluent corridor.
Price character
Upper-middle to luxury for the metro, with bayfront streets at the area’s highest levels.
Zip codes
- 33629
- 33611
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is South Tampa known for?
South Tampa is the peninsula south of downtown: established neighborhoods of 1950s ranch homes, newer infill and waterfront estates along Tampa Bay, plus the SoHo and Palma Ceia retail districts. It is the metro’s most established affluent corridor.
Who buys in South Tampa?
Move-up buyers, executives and families buy here for the schools, the bay access and the central location. It is a conventional and jumbo purchase market, and buyers should confirm flood and wind insurance costs early.
What do homes cost in South Tampa?
Upper-middle to luxury for the metro, with bayfront streets at the area’s highest levels. Get a quote based on the actual property, every block prices differently.