Housing character
Southside is Jacksonville’s commercial and corporate corridor: the St. Johns Town Center retail district, office campuses and 1970s to 2000s subdivisions and condo communities around it. It is the metro’s economic engine outside downtown.
Price character
Mid-market for the metro, with Town Center proximity commanding premiums.
Zip codes
- 32216
- 32256
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is Southside known for?
Southside is Jacksonville’s commercial and corporate corridor: the St. Johns Town Center retail district, office campuses and 1970s to 2000s subdivisions and condo communities around it. It is the metro’s economic engine outside downtown.
Who buys in Southside?
Professionals, young families and first-time buyers choose Southside for the jobs and the central location. Investors work the strong rental demand from the area’s corporate and retail workforce, and condos offer accessible entry points.
What do homes cost in Southside?
Mid-market for the metro, with Town Center proximity commanding premiums. Get a quote based on the actual property, every block prices differently.