Housing character
St. Augustine is America’s oldest city: a Spanish colonial historic district, the Castillo fortress and a tourism-driven downtown, surrounded by 1990s to 2020s growth in World Golf Village and along the 210 corridor. It blends heritage with fast suburban expansion.
Price character
Mid-to-upper market for the region, with the historic district and oceanfront at the top.
Zip codes
- 32084
- 32086
Financing here
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
Jumbo Loans
A jumbo loan is a mortgage larger than the FHFA conforming loan limit for your county, used for higher-priced homes.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
Condo Loans
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
FAQ
What is St. Augustine known for?
St. Augustine is America’s oldest city: a Spanish colonial historic district, the Castillo fortress and a tourism-driven downtown, surrounded by 1990s to 2020s growth in World Golf Village and along the 210 corridor. It blends heritage with fast suburban expansion.
Who buys in St. Augustine?
Retirees, second-home buyers and short-term-rental investors are drawn by the history and the tourism economy. The STR market is significant downtown, so buyers must confirm city rental rules, and the newer suburbs serve relocating families on conventional financing.
What do homes cost in St. Augustine?
Mid-to-upper market for the region, with the historic district and oceanfront at the top. Get a quote based on the actual property, every block prices differently.