The rate in context
On a $400,000 home, 0.56% means roughly $2,240 per year in property tax, escrowed monthly, so it lands directly in your payment and your debt-to-income ratio.
Exemptions and notes
Class 1 residential property is taxed at $0.85 per $100 of assessed value. Owner-occupants get a homestead deduction plus a 10% annual cap on taxable assessment growth.
Sources: Tax Foundation 2026 (2024 ACS); D.C. Code 47-903. County-level rates vary; your county page has local detail.
Counties in District of Columbia
FAQ
What is the average property tax rate in District of Columbia?
The average effective property tax rate in District of Columbia is about 0.56%, per Tax Foundation 2026 (2024 ACS); D.C. Code 47-903. Individual counties vary above and below that average.
How do District of Columbia property taxes affect my mortgage?
Taxes are escrowed into your monthly payment, so a higher rate directly reduces how much house you qualify for. Class 1 residential property is taxed at $0.85 per $100 of assessed value. Owner-occupants get a homestead deduction plus a 10% annual cap on taxable assessment growth.