Loan programs in Hollywood
DSCR Loans in Hollywood
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
InvestorFix and Flip Loans in Hollywood
A fix and flip loan is short-term (usually 12–18 months), interest-only financing that covers most of a distressed property’s purchase price and up to 100% of renovation costs, repaid when you sell or refinance.
InvestorDSCR Cash-Out Refinance in Hollywood
A DSCR cash-out refinance replaces the loan on a rental with a larger one, sized to the property’s value and qualified on its rent, and pays you the difference in cash.
InvestorShort-Term Rental (Airbnb) DSCR Loans in Hollywood
A short-term rental DSCR loan qualifies a vacation rental on its nightly-rental income, using 12 months of booking history or a third-party projection such as AirDNA, instead of a long-term lease.
Home loanBank Statement Loans in Hollywood
A bank statement loan is a non-QM mortgage that calculates self-employed income from 12 or 24 months of personal or business bank deposits instead of tax returns.
Home loanFHA Loans in Hollywood
An FHA loan is a government-insured mortgage that allows 3.5% down with a credit score of 580 or higher, or 10% down with a score from 500 to 579.
Home loanFirst-Time Homebuyer Loans in Hollywood
First-time homebuyer loans are mortgage options with low down payments, typically 3% conventional, 3.5% FHA or $0 VA, often paired with state or local down payment assistance.
Home loanVA Loans in Hollywood
A VA loan is a mortgage guaranteed by the Department of Veterans Affairs that lets eligible veterans, active-duty service members and certain surviving spouses buy with no down payment and no monthly mortgage insurance.
Home loanCondo Loans in Hollywood
A condo loan is a mortgage on a unit in a condominium project, and approval depends on the building as well as the buyer.
Neighborhoods in Hollywood
- Hollywood Beach
- Downtown Hollywood
- Emerald Hills
- Hollywood Hills
Why borrowers look at Hollywood
Hollywood sits between Fort Lauderdale and Miami with a beach, a broadwalk and a downtown that has been steadily reviving. Hollywood Beach and the barrier island hold condos and older beach cottages, Downtown Hollywood mixes historic buildings with new apartments, and Emerald Hills and Hollywood Hills offer established single-family golf-course living. The housing stock runs from 1950s ranches to new mid-rises, giving buyers options across price points. First-time buyers and investors like the relative value versus Fort Lauderdale, and the beach draws short-term rental interest. Buyers should check flood zones near the Intracoastal and budget for wind coverage. The beach broadwalk and a growing restaurant scene keep drawing visitors, which supports the local short-term rental market.
Local market snapshot: Hollywood
| Median home value | $410,600City of Hollywood · Source: U.S. Census Bureau, American Community Survey 5-year estimates |
|---|---|
| Median gross rent | $1,653/moCity of Hollywood · Source: U.S. Census Bureau, American Community Survey 5-year estimates |
| Effective property tax rate | 0.94% (approx.)Broward County, effective rate (approx.) · Source: SmartAsset, Florida Property Tax Calculator |
Homeowners insurance: Insurance costs split sharply between the barrier island and inland neighborhoods, with flood zones hugging the Intracoastal. Older beach cottages can be expensive to insure. Buyers should compare quotes for specific addresses rather than assuming a citywide number.
Figures are the most local reliable public data available (city, then county, then statewide), each labeled above. They are context for your payment estimate, not a quote, run your scenario through our payment calculator.
Before you buy or refinance in Hollywood
- Pull the Broward County property tax bill early; it is part of every payment and DSCR calculation.
- Get an insurance quote before you lock a price, including wind and flood.
- For rentals, check rent comps and any local rental registration or short-term rental rules in Hollywood.
- Florida charges documentary stamp tax on new mortgage notes (35¢ per $100) and a 0.2% nonrecurring intangible tax on mortgages, both paid at closing. Condo projects face extra review after the state’s post-2022 structural-safety reforms, so condo budgets and reserve studies matter to lenders.
Run the numbers
- DSCR Calculator
- Fix and Flip Profit Calculator
- Mortgage Payment Calculator
- Home Affordability Calculator
Other Florida cities
- Miami
- Fort Lauderdale
- Davie
- West Palm Beach
- Orlando
- Tampa
- Jacksonville
- St. Petersburg
- Cape Coral
- Pembroke Pines
- Miramar
- Coral Springs
- Pompano Beach
- Plantation
- Sunrise
- Weston
- Deerfield Beach
- Lauderhill
- Margate
- Tamarac
- Cooper City
- Hialeah
- Miami Beach
- Homestead
- Coral Gables
- Doral
- Boca Raton
- Delray Beach
- Boynton Beach
- Jupiter
- Wellington
- Palm Beach Gardens
- Port St. Lucie
- Fort Myers
- Naples
- Sarasota
- Bradenton
- Lakeland
- Kissimmee
- Clearwater
- Gainesville
- Tallahassee
- Pensacola
- Daytona Beach
- Palm Bay
- Melbourne
- Ocala
- Coconut Creek
- Cutler Bay
- Palmetto Bay
- Miami Lakes
- Winter Park
- Altamonte Springs
- Sanford
- Oviedo
- Winter Garden
- Brandon
- Riverview
- Wesley Chapel
- Land O' Lakes
- North Port
- Destin
- Panama City Beach
- Fort Walton Beach
- Aventura
- Sunny Isles Beach
- North Miami
- North Miami Beach
- Pinecrest
- South Miami
- Miami Gardens
- Dania Beach
- Hallandale Beach
- Oakland Park
- Parkland
- Apopka
- Ocoee
- Maitland
- Lake Mary
- Longwood
- Winter Springs
- Casselberry
- Clermont
- Dunedin
- Largo
- Tarpon Springs
- New Port Richey
- Spring Hill
- Venice
- Estero
- Stuart
- St. Augustine
- Orange Park
- Titusville
- Cocoa
- Greenacres
- Royal Palm Beach
- Lake Worth Beach
- Lehigh Acres
- Deltona
- Alafaya
- Palm Coast
- Town 'n' Country
- Pine Hills
- The Villages
- Kendall
- Poinciana
- Palm Harbor
- Port Orange
- Fontainebleau
- Port Charlotte
- The Hammocks
- St. Cloud
- Kendale Lakes
- Tamiami
- Bonita Springs
- Pinellas Park
Neighborhoods in Hollywood
FAQ
What loans can I get in Hollywood, FL?
Investor loans (DSCR, fix and flip, cash-out, short-term rental) and owner-occupied home loans (bank statement, FHA, VA, conventional and more).
Who assesses property taxes in Hollywood?
Broward County. Lenders include those taxes in the monthly payment used to qualify you.