The rate in context
On a $400,000 home, 0.55% means roughly $2,200 per year in property tax, escrowed monthly, so it lands directly in your payment and your debt-to-income ratio.
Exemptions and notes
A $75,000 homestead exemption on market value keeps homeowner bills among the nation's lowest; parishes reassess every four years.
Sources: Tax Foundation 2026 (2024 ACS); NAR/NCSL transfer tax table. County-level rates vary; your county page has local detail.
Counties in Louisiana
FAQ
What is the average property tax rate in Louisiana?
The average effective property tax rate in Louisiana is about 0.55%, per Tax Foundation 2026 (2024 ACS); NAR/NCSL transfer tax table. Individual counties vary above and below that average.
How do Louisiana property taxes affect my mortgage?
Taxes are escrowed into your monthly payment, so a higher rate directly reduces how much house you qualify for. A $75,000 homestead exemption on market value keeps homeowner bills among the nation's lowest; parishes reassess every four years.