The rate in context
On a $400,000 home, 1.36% means roughly $5,440 per year in property tax, escrowed monthly, so it lands directly in your payment and your debt-to-income ratio.
Exemptions and notes
HB 920 freezes voted millage so inflation does not grow revenue, and a 10% rollback credit cuts residential and agricultural bills.
Sources: Tax Foundation 2026 (2024 ACS); NAR/NCSL transfer tax table. County-level rates vary; your county page has local detail.
Counties in Ohio
FAQ
What is the average property tax rate in Ohio?
The average effective property tax rate in Ohio is about 1.36%, per Tax Foundation 2026 (2024 ACS); NAR/NCSL transfer tax table. Individual counties vary above and below that average.
How do Ohio property taxes affect my mortgage?
Taxes are escrowed into your monthly payment, so a higher rate directly reduces how much house you qualify for. HB 920 freezes voted millage so inflation does not grow revenue, and a 10% rollback credit cuts residential and agricultural bills.