The rate in context
On a $400,000 home, 0.48% means roughly $1,920 per year in property tax, escrowed monthly, so it lands directly in your payment and your debt-to-income ratio.
Exemptions and notes
Primary residences are taxed on only 55% of value (45% exemption); Truth in Taxation requires public hearings before any tax increase.
Sources: Tax Foundation 2026 (2024 ACS); NAR/NCSL transfer tax table. County-level rates vary; your county page has local detail.
Counties in Utah
FAQ
What is the average property tax rate in Utah?
The average effective property tax rate in Utah is about 0.48%, per Tax Foundation 2026 (2024 ACS); NAR/NCSL transfer tax table. Individual counties vary above and below that average.
How do Utah property taxes affect my mortgage?
Taxes are escrowed into your monthly payment, so a higher rate directly reduces how much house you qualify for. Primary residences are taxed on only 55% of value (45% exemption); Truth in Taxation requires public hearings before any tax increase.