The rate in context
On a $400,000 home, 0.75% means roughly $3,000 per year in property tax, escrowed monthly, so it lands directly in your payment and your debt-to-income ratio.
Exemptions and notes
Regular levy growth is capped at 1% per year plus new construction (Initiative 747); senior and disabled exemptions are available.
Sources: Tax Foundation 2026 (2024 ACS); WA Dept. of Revenue (graduated REET). County-level rates vary; your county page has local detail.
Counties in Washington
FAQ
What is the average property tax rate in Washington?
The average effective property tax rate in Washington is about 0.75%, per Tax Foundation 2026 (2024 ACS); WA Dept. of Revenue (graduated REET). Individual counties vary above and below that average.
How do Washington property taxes affect my mortgage?
Taxes are escrowed into your monthly payment, so a higher rate directly reduces how much house you qualify for. Regular levy growth is capped at 1% per year plus new construction (Initiative 747); senior and disabled exemptions are available.