The rate in context
On a $400,000 home, 0.51% means roughly $2,040 per year in property tax, escrowed monthly, so it lands directly in your payment and your debt-to-income ratio.
Exemptions and notes
Property is assessed at 60% of market value; seniors and disabled homeowners get a $20,000 homestead exemption.
Sources: Tax Foundation 2026 (2024 ACS); W. Va. Code 11-22-2. County-level rates vary; your county page has local detail.
Counties in West Virginia
FAQ
What is the average property tax rate in West Virginia?
The average effective property tax rate in West Virginia is about 0.51%, per Tax Foundation 2026 (2024 ACS); W. Va. Code 11-22-2. Individual counties vary above and below that average.
How do West Virginia property taxes affect my mortgage?
Taxes are escrowed into your monthly payment, so a higher rate directly reduces how much house you qualify for. Property is assessed at 60% of market value; seniors and disabled homeowners get a $20,000 homestead exemption.