Neighborhood
Part of Emerald Hills.
Buyer notes
Move-up buyers and families buy for space and relative value. Retirees and downsizers take the condos and townhomes; renovation buyers find solid older-home candidates.
Financing in 33021
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
FHA Loans
An FHA loan is a government-insured mortgage that allows 3.5% down with a credit score of 580 or higher, or 10% down with a score from 500 to 579.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
FAQ
What is the 33021 area like?
Emerald Hills is a golf-course community of 1960s-1980s single-family homes, townhomes and condo buildings on winding, tree-lined streets. A quiet, established residential pocket with larger lots than the coastal strip.
Who buys in 33021?
Move-up buyers and families buy for space and relative value. Retirees and downsizers take the condos and townhomes; renovation buyers find solid older-home candidates.