Neighborhood
Part of Little Havana.
Buyer notes
First-time buyers, multigenerational families and house-hackers buy for affordability near downtown. Renovation and FHA-friendly stock fit this market.
Financing in 33135
Conventional Loans
A conventional loan is a mortgage not insured by the government that follows Fannie Mae or Freddie Mac guidelines.
FHA Loans
An FHA loan is a government-insured mortgage that allows 3.5% down with a credit score of 580 or higher, or 10% down with a score from 500 to 579.
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
FAQ
What is the 33135 area like?
Little Havana is a historic working-class district along Calle Ocho with bungalows, shotgun homes and small apartment buildings. It is one of Miami’s most culturally rooted neighborhoods, dense and walkable.
Who buys in 33135?
First-time buyers, multigenerational families and house-hackers buy for affordability near downtown. Renovation and FHA-friendly stock fit this market.