The details
Atlanta's mix of affordable single-family rentals and growing multifamily corridors supports both buy-and-hold and flip strategies.
Expect down payments of 15 to 25% on investment purchases, with DSCR lenders typically on the higher end of that range.
Run it yourself
Related loan programs
Investment property
DSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
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Investment propertyFix and Flip Loans
A fix and flip loan is short-term (usually 12–18 months), interest-only financing that covers most of a distressed property’s purchase price and up to 100% of renovation costs, repaid when you sell or refinance.
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Investment propertyInvestment Property Loans
An investment property loan finances a 1-4 unit rental you do not live in.
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More answers
- Is there such a thing as a free mortgage?
- Can you get an interest-free mortgage?
- What is a no-closing-cost mortgage?
- What is the difference between lender-paid and borrower-paid compensation?
- What does “lender-backed” mean on a mortgage?
- Mortgage broker or bank: which is better?
- How is DSCR calculated for a mortgage?
- What DSCR ratio do I need to qualify?