The details
Investment property pricing includes loan-level price adjustments for credit score, so even small score gains can meaningfully cut costs.
If your score is borderline, a few months of balance paydowns before applying can move you into a better pricing tier.
Run it yourself
Related loan programs
Investment property
Investment Property Loans
An investment property loan finances a 1-4 unit rental you do not live in.
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Investment propertyDSCR Loans
A DSCR loan is an investment-property mortgage that qualifies you on the property’s rental income divided by its monthly payment (the debt service coverage ratio).
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Self-employedNon-QM Loans
A non-QM (non-qualified mortgage) loan is any mortgage that documents income or credit outside the standard Qualified Mortgage rules, using bank statements, a P&L, 1099s, assets or rent instead of W-2s and tax returns.
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More answers
- Is there such a thing as a free mortgage?
- Can you get an interest-free mortgage?
- What is a no-closing-cost mortgage?
- What is the difference between lender-paid and borrower-paid compensation?
- What does “lender-backed” mean on a mortgage?
- Mortgage broker or bank: which is better?
- How is DSCR calculated for a mortgage?
- What DSCR ratio do I need to qualify?